The Cards and Payments Industry in the Netherlands: Emerging Trends and Opportunities to 2020

GlobalData’s 'The Cards and Payments Industry in the Netherlands: Emerging Trends and Opportunities to 2020' report provides detailed analysis of market trends in the Dutch cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash transactions, credit transfers, direct debits and payment cards during the review period (2011–2015).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period (2016–2020). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

Scope

• This report provides a comprehensive analysis of the Dutch cards and payments industry.

• It provides current values for the Dutch cards and payments industry for 2015, and forecast figures to 2020.

• It details the different demographic, economic, infrastructural and business drivers affecting the Dutch cards and payments industry.

• It outlines the current regulatory framework in the industry.

• It details marketing strategies used by various banks and other institutions.

Key Highlights

How many contactless cards are there in the Netherlands? This is the equivalent to what percentage of the overall total of payments cards? What is the total of contactless POS terminals in the country? Which bank replaced all of its payment cards with contactless variants?

Which banks have introduced contactless mobile payment (m-payment) solutions? Which bank is in partnership with a mobile service provider to launch a contactless m-payment service? Which new solution allows consumers to pay up to US$27.8 (EUR25) by mobile phone at contactless POS terminals?

Which alternative payment solution is finding increasing use among Dutch consumers? What percentage of the online transactions made in the Netherlands is represented by this payment solution? What global services does it provide? Which initial alliance enabled the provision of these services?

Reasons to buy

• Make strategic business decisions, using top-level historic and forecast market data, related to the Dutch cards and payments industry and each market within it.

• Understand the key market trends and growth opportunities in the Dutch cards and payments industry.

• Assess the competitive dynamics in the Dutch cards and payments industry.

• Gain insights into marketing strategies used for various card types in the Netherlands.

• Gain insights into key regulations governing the Dutch cards and payments industry.

Companies mentioned

ING Bank

Rabobank

ABN Amro

SNS Bank NV

SNS Reaal

MasterCard

Visa

Currence

American Express

Equens

EMS

Atos Worldline

Table of Contents

1 Definitions and Methodology

1.1 Definitions

1.2 Methodology

2 Key Facts and Events

3 Executive Summary

4 Payment Instruments

4.1 Current Payment Environment

5 E-Commerce

5.1 E-Commerce Market Analysis

6 Alternative Payments

6.1 Alternative Payment Instruments

6.1.1 iDEAL

6.1.2 SEQR

6.1.3 PayPal

6.1.4 Klarna

6.1.5 Vodafone SmartPass

7 Regulations in the Cards and Payments Industry

7.1 Regulatory Framework

7.1.1 SEPA cards framework

7.1.2 Anti-money laundering regulation

7.1.3 Interchange fee regulation

7.2 Foreign Direct Investment (FDI) Regulations

8 Analysis of Cards and Payments Industry Drivers

8.1 Demographic Drivers

8.2 Economic Drivers

8.3 Infrastructure Drivers

8.4 Business Drivers

9 Market Segmentation

9.1 Market Segmentation and Targeting

9.1.1 Consumer cards

9.1.2 Commercial cards

10 Payment Cards

10.1 Payment Cards Analysis

10.1.1 Volume and value of payment card transactions by type

10.1.2 Personal vs commercial cards

11 Debit Cards

11.1 Debit Card Market Analysis

11.1.1 Debit card transaction volumes and values by channel

11.1.2 Debit card scheme and issuer shares in terms of transaction value

11.1.3 Debit cards comparison

12 Credit Cards

12.1 Credit Card Market Analysis

12.1.1 Credit card transaction volumes and values by channel

12.1.2 Credit card scheme and issuer shares in terms of transaction value

12.1.3 Credit cards comparison

13 Charge Cards

13.1 Charge Card Market Analysis

13.1.1 Charge card transaction volumes and values by channel

13.1.2 Charge card scheme shares in terms of transaction value

13.1.3 Charge cards comparison

14 Commercial Cards

14.1 Commercial Card Market Analysis

14.1.1 Commercial cards comparison

15 Card Issuers

15.1 ING Bank N.V.

15.2 Rabobank

15.3 ABN AMRO Bank

15.4 SNS Bank NV

16 Prepaid Cards

16.1 Prepaid Cards Market Analysis

17 Merchant Acquiring

17.1 Merchant Acquiring Market Analysis

18 Appendix

18.1 Tables

18.2 Contact GlobalData

18.3 About GlobalData

18.4 GlobalData’s Services

18.5 Disclaimer

List of Tables

Table 1: Key Definitions

Table 2: Annual Average Exchange Rate

Table 3: The Netherlands – Key Facts, 2015

Table 4: Regional Benchmarking of the Netherlands’s Payment Cards, 2015

Table 5: The Netherlands – Mode of Entry of Foreign Banks

Table 6: Cards for High-Income Consumers, 2016

Table 7: Cards for Spending Cautious Consumers, 2016

Table 8: Cards for Students and Young Population, 2016

Table 9: Commercial Cards Comparison and Key Features, 2016

Table 10: The Netherlands – Debit Cards Comparison and Key Features, 2016

Table 11: The Netherlands – Gold Credit Cards Comparison and Key Features, 2016

Table 12: The Netherlands – Platinum Credit Cards Comparison and Key Features, 2016

Table 13: The Netherlands – Charge Cards Comparison and Key Features, 2016

Table 14: The Netherlands – Commercial Cards Comparison and Key Features, 2016

Table 15: The Netherlands – Payment Instrument Transaction Values (EUR Billion), 2011–2015

Table 16: The Netherlands – Payment Instrument Transaction Values (US$ Billion), 2011–2015

Table 17: The Netherlands – Payment Instrument Transaction Volumes (Billion), 2011–2015

Table 18: The Netherlands – Number of Payment Cards in Circulation by Type (Million), 2011–2020

Table 19: The Netherlands – Volume of Payment Card Transactions by Type (Million), 2011–2020

Table 20: The Netherlands – Value of Payment Card Transactions by Type (EUR Billion), 2011–2020

Table 21: The Netherlands – Value of Payment Card Transactions by Type (US$ Billion), 2011–2020

Table 22: The Netherlands – Personal and Commercial Card Transaction Volumes (Million), 2011–2020

Table 23: The Netherlands – Personal and Commercial Card Transaction Values (EUR Billion), 2011–2020

Table 24: The Netherlands – Personal and Commercial Card Transaction Values (US$ Billion), 2011–2020

Table 25: The Netherlands – Number of Debit Cards in Circulation (Million), 2011–2020

Table 26: The Netherlands – Debit Card Transaction Volumes and Frequency by Channel, 2011–2020

Table 27: The Netherlands – Debit Card Total and Average Transaction Values by Channel, 2011–2020

Table 28: The Netherlands – Debit Card Total and Average Transaction Values by Channel, 2011–2020

Table 29: The Netherlands – Number of Debit Cards in Circulation by Scheme (Million), 2011–2015

Table 30: The Netherlands – Debit Card Transaction Values by Scheme (EUR Billion), 2011–2015

Table 31: The Netherlands – Debit Card Transaction Values by Scheme (US$ Billion), 2011–2015

Table 32: The Netherlands – Debit Card Transaction Values by Issuer (EUR Billion), 2011–2015

Table 33: The Netherlands – Debit Card Transaction Values by Issuer (US$ Billion), 2011–2015

Table 34: The Netherlands – Number of Credit Cards in Circulation (Million), 2011–2020

Table 35: The Netherlands – Credit Card Transaction Volumes and Frequency by Channel, 2011–2020

Table 36: The Netherlands – Credit Card Total and Average Transaction Values by Channel, 2011–2020

Table 37: The Netherlands – Credit Card Total and Average Transaction Values by Channel, 2011–2020

Table 38: The Netherlands – Number of Credit Cards in Circulation by Scheme (Million), 2011–2015

Table 39: The Netherlands – Credit Card Transaction Values by Scheme (EUR Billion), 2011–2015

Table 40: The Netherlands – Credit Card Transaction Values by Scheme (US$ Billion), 2011–2015

Table 41: The Netherlands – Pay Later Card Transaction Values by Issuer (EUR Billion), 2011–2015

Table 42: The Netherlands – Pay Later Card Transaction Values by Issuer (US$ Billion), 2011–2015

Table 43: The Netherlands – Number of Charge Cards in Circulation (Million), 2011–2020

Table 44: The Netherlands – Charge Card Transaction Volumes and Frequency by Channel, 2011–2020

Table 45: The Netherlands – Charge Card Total and Average Transaction Values by Channel, 2011–2020

Table 46: The Netherlands – Charge Card Total and Average Transaction Values by Channel, 2011–2020

Table 47: The Netherlands – Number of Charge Cards in Circulation by Scheme (Million), 2011–2015

Table 48: The Netherlands – Charge Card Transaction Values by Scheme (EUR Billion), 2011–2015

Table 49: The Netherlands – Charge Card Transaction Values by Scheme (US$ Billion), 2011–2015

Table 50: The Netherlands – Number of Commercial Cards in Circulation (Million), 2011–2020

Table 51: The Netherlands – Commercial Card Transaction Values (EUR Million), 2011–2020

Table 52: The Netherlands – Commercial Card Transaction Values (US$ Million), 2011–2020

Table 53: The Netherlands – Number of Prepaid Cards in Circulation (Million), 2011–2014

Table 54: The Netherlands – Prepaid Card Transaction Values (EUR Million), 2011–2014

Table 55: The Netherlands – Prepaid Card Transaction Values (US$ Million), 2011–2014

Table 56: The Netherlands – Merchant Acquiring Transaction Volumes by Channel (Billion), 2011–2020

Table 57: The Netherlands – Merchant Acquiring Transaction Values (EUR Billion), 2011–2020

Table 58: The Netherlands – Merchant Acquiring Transaction Values (US$ Billion), 2011–2020

Table 59: The Netherlands – Acquirers’ Transaction Volumes (Million), 2011–2015

Table 60: The Netherlands – Acquirers’ Transaction Values (EUR Billion), 2011–2015

Table 61: The Netherlands – Acquirers’ Transaction Values (US$ Billion), 2011–2015

Table 62: The Netherlands – Retail Outlets and Card Accepting Merchants (Thousand), 2011–2020

List of Figures

Figure 1: The Netherlands – Payment Instrument Shares by Transaction Value (%), 2011 vs 2015

Figure 2: The Netherlands – Payment Instrument Shares by Transaction Volume (%), 2011 vs 2015

Figure 3: The Netherlands – E-Commerce Value (US$ Billion) and Payment Types (%)

Figure 4: iDEAL Transaction Volume and Value, 2011–2015

Figure 5: The Netherlands – Total Population and Structure

Figure 6: The Netherlands – Economic Indicators

Figure 7: The Netherlands – Number of ATMs, POS Terminals and Number of Bank Branches

Figure 8: The Netherlands – Real Household Consumption Expenditure

Figure 9: The Netherlands – Segmentation by Card Type

Figure 10: The Netherlands – Growth in Payment Card Transaction Values and Number of Cards in Circulation by Type, 2011–2020

Figure 11: The Netherlands – Volume and Value of Payment Card Transactions by Type (%), 2011–2020

Figure 12: The Netherlands – Personal and Commercial Card, Transaction Volumes and Values (%), 2011–2020

Figure 13: The Netherlands – Growth in Debit Card Transaction Values and Number of Debit Cards in Circulation, 2011–2020

Figure 14: The Netherlands – Pay Now, Average Interchange Fees: Intra-Network Transactions (%), 2011–2015

Figure 15: The Netherlands – Pay Now, Average Merchant Service Charge: Domestic Transactions (%), 2011–2020

Figure 16: The Netherlands – Debit Card Transaction Volumes and Values by Channel, 2011–2020

Figure 17: The Netherlands – Debit Card Scheme and Issuer Shares in Terms of Transaction Value (%), 2015

Figure 18: The Netherlands – Growth in Credit Card Transaction Values and Number of Credit Cards in Circulation, 2011–2020

Figure 19: The Netherlands – Pay Later, Average Interchange Fees: Intra-Network Transactions (%), 2011–2015

Figure 20: The Netherlands – Pay Later, Average Merchant Service Charge: Domestic Transactions (%), 2011–2020

Figure 21: The Netherlands – Credit Card Transaction Volumes and Values by Channel, 2011–2020

Figure 22: The Netherlands – Credit Card Scheme and Issuer Shares in Terms of Transaction Value (%), 2015

Figure 23: The Netherlands – Growth in Charge Card Transaction Values and Number of Charge Cards in Circulation, 2011–2020

Figure 24: The Netherlands – Charge Card Transaction Volumes and Values by Channel, 2011–2020

Figure 25: The Netherlands – Charge Card Scheme Shares in Terms of Transaction Value (%), 2015

Figure 26: The Netherlands – Number of Commercial Cards in Circulation and Transaction Value, 2011–2020

Figure 27: The Netherlands – Number of Prepaid Cards in Circulation and Transaction Value, 2011–2014

Figure 28: The Netherlands – Merchant Acquiring Transaction Volume and Value, 2011–2020

Figure 29: The Netherlands – Acquirers’ Market Share in Terms of Transaction Volume and Value (%), 2015

Figure 30: The Netherlands – Number of Retail Outlets and Card Accepting Merchants (Thousand), 2011–2020

    Pricing

Discounts available for multiple purchases.

reportstore@globaldata.com
+44 20 7947 2745

Join our mailing list

Saved reports