Fintech has unleashed a golden age of innovation in consumer financial services. Highly specialized, free from legacy, and often able to bypass bank regulation, new entrants have gone after every piece of the banking value chain, reducing friction and addressing unmet needs. Initiatives like the PSD2 embolden new entrants further, enabling a variety of new business models that cut across industry lines and provider types.
In the UK, new digital bank OakNorth lent $4bn to British businesses without a single credit default, going net income positive in just 22 months.
In 2017, India’s Paytm launched a new payments bank that had reached 180 million customers as of H1 2019.
After raising $450m in a fresh round of funding in July 2019, Sweden-based fintech giant Klarna is now valued at $5.5bn.
Reasons to Buy
Gain a comprehensive understanding of the key players in the fintech space.
Ensure you remain competitive as new innovations emerge.
Learn about the key trends digital players are focusing on.
M-Pesa, Paytm, WeChat Pay, PayPal, SumUp, Square, CurrencyFair, TransferWise, Bitcoin, Libra, Amazon Pay, Apple Pay, Grab Pay, Line Pay, Funding Circle, Lufax, Affirm, Klarna, Zest Money, Atom, Athena, Rocket Mortgage, OakNorth, Tide, OnDeck, Tink, Meniga, Moven, Strands,MoneySuperMarket, GoCompare, Habito, Trussle, Uno, Monzo, WeBank, MYbank, KakaoBank
Table of Contents
Latin America model
Market size and growth forecast
Mergers and acquisitions
Small business lenders
Price comparison sites
Digital money managers
Digital mortgage brokers
Appendix: Our thematic research methodology